Janani Suraksha Yojana (JSY) – Benefits, Eligibility & How To Apply

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The Janani Suraksha Yojana (JSY) is an Indian government-sponsored program with the objective of reducing maternal and infant mortality rates by encouraging pregnant women to opt for institutional delivery. Under this initiative, eligible pregnant women are granted financial support when they give birth at a government-approved or accredited private health facility, regardless of their maternal age or number of previous childbirths.

To ensure comprehensive coverage of the expenses associated with childbirth, it is of paramount importance that the financial assistance is distributed directly within the healthcare facility. This approach guarantees that the intended beneficiaries receive the full amount without any complications. In instances where women opt for public healthcare facilities for their delivery, the entire cash entitlement should be disbursed to them in a single payment directly at the healthcare institution where they are receiving the services.

For pregnant women who choose to avail antenatal care from accredited private institutions and require financial support for a minimum of three antenatal care visits, which include Tetanus Toxoid (TT) injections, a substantial proportion of the Janani Suraksha Yojana (JSY) cash assistance should be allocated to them. Specifically, at least three-fourths (3/4) of the total cash assistance should be provided to the beneficiary, especially at the time of delivery.

This approach ensures that pregnant women accessing antenatal care through private healthcare facilities also receive a significant portion of the financial assistance, thus contributing to the overarching goal of reducing financial barriers and promoting safe maternal and newborn health practices. By disbursing the assistance directly within the healthcare system, the scheme aims to streamline the process and ensure that the financial aid effectively supports women during their childbirth journey, regardless of the type of healthcare facility they choose for their antenatal care and delivery.

Benefits of Janani Suraksha Yojana (JSY)

  1. Cash aid of Rs. 1400 will be provided to pregnant women in rural areas upon delivering at a Public Health Facility or an Accredited Private Hospital, irrespective of factors like age, birth order, or income status (BPL & APL).
  2. Urban pregnant women giving birth at a Public Health Facility or Accredited Private Hospital will receive a cash assistance of Rs. 1000 following childbirth, regardless of age, birth order, or income (BPL & APL).
  3. Pregnant women categorized under BPL, who choose home delivery, will receive Rs. 500 in cash aid, with no consideration for their age or the number of children they have.
  4. The state has implemented a Direct Bank Transfer (DBT) mechanism for disbursing payments, ensuring that eligible pregnant women receive JSY benefits directly into their bank accounts.

Eligibility Conditions for Janani Suraksha Yojana (JSY)

  • The Janani Suraksha Yojana includes pregnant women falling within the below poverty line (BPL) category, regardless of their urban or rural residence.
  • To qualify for program benefits, individuals must be aged 19 years or above.
  • Enrollment in the Janani Suraksha Yojana is not accessible to pregnant women under the age of 19.
  • The eligibility criteria of the program are specifically applicable to women who have experienced a maximum of two live births.
  • Program benefits are exclusively designated for pregnant women who have registered under the JSY scheme and give birth at either government hospitals or designated private medical centers.

Guidelines for Online Application for Janani Suraksha Yojana (JSY)

  1. Access the official Janani Suraksha Yojana website and choose the ‘Apply Online’ option to access the digital registration form.
  2. Alternatively, you can opt for the offline registration method by downloading the original  form from the official website.  Now Click on the link ‘Download Offline Form’ and select your preferred language. The form is available in both English and local languages.
  3. The form is organized into distinct sections, each requiring essential details such as the pregnant woman’s name, age, address, and more.
  4. To ensure a successful application, accurately provide all necessary information with care.
  5. Attach pertinent documents as supporting evidence for the provided personal particulars.
  6. If you favor the online approach, click the ‘Submit’ button.
  7. Keep the generated code secure for future reference.

Upon successful verification of the submitted information, a JSY card will either be dispatched via postal mail or distributed by ASHA workers. For the offline method, print the form, complete it, attach necessary documents, and submit the package at an ASHA or Anganwadi center.

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